Built

on a

strong foundation. 

The foundation of your financial plan is built on “blocks of property.” These are the bricks upon which your plan is constructed. They represent different types of assets you own that have value and can contribute to your overall wealth. 

 

Here are some examples:

 

Real estate: Your primary residence, investment properties, or land you own.

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Investment accounts: Stocks, bonds, mutual funds, ETFs, and other financial instruments offering growth potential through appreciation or income generation.

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Cash and cash equivalents: Accessible money in checking/savings accounts, money market funds, or certificates of deposit (CDs).

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Business ownership: If you own a business, its value is also considered a block of property.

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Retirement accounts: Funds saved in IRAs, 401(k)s, and other retirement plans.

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Insurance: While not technically an asset itself, insurance acts as a financial safety net, mitigating risks like illness, property damage, or liability, and protecting your other "blocks of property" from financial losses.

 

Together, we will determine your “blocks” based on your personal circumstances and help you further understand the different levels of taxation to build a plan that works for you.